Eligibility & Documents
What are the Unsecured Business Loan Eligibility Criteria at Focus Fintech?
The applicant must be an Indian citizen who has never been convicted of a crime.
Must be at least 25 years old at the time of application and no more than 65 years old at loan maturity.
A CIBIL score of 680 or higher is required.
The business must have been in operation for at least three years and show revenue indicators; it must have been operating from the same firm for the previous two years.
The applicant must have a consistent source of income, as evidenced by business activities, salary slips, or bank statements with two years ITR.
The applicant must have at least three years of significant business experience in the same industry as the loan.
What we Do
If you work with Focus Fintech, you can focus on what matters: Growing yourself.
We do all the hard work for you and will get you funds to grow yourself.
● With advanced technology, we make sure you can afford the loan you want – so you don’t take on more debt than you can manage.
● Besides getting your application together, we negotiate the best terms on your behalf.
● We are 100% digital: With our 100% digital process, there is no need to travel to meet us or lenders.
● Get hassle-free business overdraft and business funding in just 2-3 days from one of India’s leading SME credit technology platforms.
● Our Mission is to finance the underbanked but deserving Business Owners through customized lending solutions led by Integrity, Enabled by Innovative Technology, and powered by Unparalleled Customer Service.
● With the help of our digital-first approach and customized products, we have access to serve small businesses and MSMEs even in the remote geographies of Andhra Pradesh & Telangana. We specialize in providing uniquely designed business loans for small and growing businesses in India.
● You have a wide variety of options to choose from when it comes to the loan product you are looking for.
● We provide collateral-free growth capital to MSME businesses and brands who spend to buy Machinery, increase market, acquire customers, generate healthy revenues, and more. Apply Now.